Mobile Banking, Remote Deposit Capture | Centris Federal Credit Union (2024)

Mobile Banking, Remote Deposit Capture | Centris Federal Credit Union (1)Banking to go! You can literally go anywhere and still have easy, and more importantly, secure access to your money. We’re dedicated to making your banking simpler and seamless.

Current user: Log in to online banking

Current user: Reset password

New user: Enroll in online banking

Online Banking FAQs

Mobile Deposit FAQs

Online Banking Ready and Waiting for You

Mobile Banking, Remote Deposit Capture | Centris Federal Credit Union (2)

Our multiple online banking options give you access to your accounts anytime from anywhere. Features such as funds transfer and bill payment keep your finances at your fingertips.

Not only is banking online easy, it’s also safe and fast. We utilize the secure Automated Clearing House (ACH) network, which is the same service used by the Federal Reserve Banks to electronically move trillions of dollars annually between participating depository institutions.

To set up online banking, visit a branch and we’ll walk you through the process. Or, click here to set it up yourself.

Bill Payment

Bill payment is a convenient way for you to pay your bills with just a few clicks. The days of writing and mailing checks are long gone. Use bill payment to save time and to:

  • Pay bills safely and securely through online banking

  • Pay bills individually or in groups

  • Set up automatic payments

  • Receive eBills from companies

  • Reference payment history

  • Guarantee payment dates

Put Our Mobile Banking Solutions to Work

Download Our Mobile App

Download the mobile banking application to your device and receive all the features of the mobile browser service. This app gives you access to some of our best online account features while staying mobile.

We do not charge you a fee for access or use of our mobile app. You should contact your mobile service carrier for information about fees associated with sending or receiving text messages or accessing the internet from your mobile phone. In order to use mobile browser or text banking, you must register your device(s) through Centris online banking, under mobile banking on the access accounts tab. iPhone images are registered trademarks of Apple Inc. Android is a trademark of Google Inc.

Bank by Text

As an alternative to our mobile app, you can bank by sending text/SMS messages to 226563.* Use the text messaging service to:

  • Check your account balances
  • Review recent account activity
  • Find ATM and branch locations

Text commands include:

BAL– provides balances for all accounts that are enabled for text banking

BAL account nickname– provides the balance for the specified account. Example: BAL acct1

HIST account nickname– provides account history for the specified account. Example: HIST acct1

XFER account nickname1 account nickname2 amount– transfer the specified amount from account 1 to account 2. Example: XFER acct1 acct2 100.00

HELP – sends a list of contact points for the credit union

STOP– stops all further text message communications

*Normal carrier charges may apply.

Deposit Checks from OurApp

Using the mobile deposit feature on our mobile banking app saves you time and money by allowing you to deposit checks from the convenience of your smartphone or tablet whenever you want.

Mobile Deposit Benefits:

Save Time and Money: No need to visit a branch or ATM to make a check deposit.

Simple: Just a few easy steps and the check is deposited into your account.

Free: Mobile banking with mobile deposit is free, but message and data rates may apply including charges from your communications service provider.

Mobile Deposit FAQs

Enable Apple Watch on Our app

You can check your ten most recent transactions and balances on your first ten accounts on your Apple Watch. To enable this feature, on your iPhone, log into your Centris Mobile app and access Apple Watch from the main menu, under Settings, to enable it.

Mobile Banking, Remote Deposit Capture | Centris Federal Credit Union (5)

Centris Security Covers All Your Mobile and Online Banking

From the same authentication and encryption methods we use for online banking to our pledge that no personal or financial information will ever be stored on your phone, you can bank with confidence from all your mobile devices from anywhere you can get a signal. Now that’s security and convenience – two things we love to give our members.

Key security features:

  • Unique activation code – We send you a unique activation code to verify your phone number. This code associates your mobile device with your account. This verification also lets you know your mobile phone number has been successfully registered in our system.
  • Authentication – You are authenticated for every interaction with mobile banking.
  • Encryption – We use 128-bit encryption for all transactions.
  • Fraud detection – We incorporate mechanisms such as transaction validation and transaction reconciliation processes to detect fraud.
  • Auditability – We provide full audit capabilities through event logs and event-based reporting.
  • No identifiable information – We never return any personally identifiable information in a text message such as your full account number, email address or personal address. We never ask for or include your user ID or password in any messages we send.
Mobile Banking, Remote Deposit Capture | Centris Federal Credit Union (2024)

FAQs

What is the mobile deposit limit for call federal credit union? ›

The daily deposit limit is $5,000 per business day, with 6:00 pm EST as the cut off time to submit an item for that day. A business day is Monday through Friday, excluding Federal Reserve holidays. Each check must be submitted separately but you may submit multiple checks on the same day up to the daily limit.

Does Safe Federal Credit Union have mobile deposit? ›

Remote deposit capture provides you with the ability to photograph and upload check images using the mobile banking software application for deposit in your SAFE Federal Credit union account(s).

How long does centris mobile deposit take? ›

Deposits made before 4:30pm M-F will generally be available the same day. Deposits made after 4:30pm M-F will generally be available the next business day by 11am. Deposits made after 4:30pm Friday through Sunday will generally be available Monday at 11am.

Does centris federal credit union use zelle? ›

Download the Centric Federal Credit Union App:

Log into the Centric Federal Credit Union app. Under Menu Bar on left, select "Send Money with Zelle®." Enroll your U.S. mobile number or email address. You're ready to start sending and receiving money with Zelle.

Can you mobile deposit $5000? ›

If you have multiple checks, you will need to make a separate Mobile Deposit for each item. Q: Can I make multiple deposits in one day? A: Yes, as long as you do not exceed the $5,000 per day total deposit limit. If you have multiple checks, you will need to make a separate Mobile Deposit for each item.

What is the daily mobile check deposit limit? ›

The maximum amount varies by bank. At Santander Bank, for example, there's a daily mobile deposit limit of $2,500 for customers who've had an account for at least 90 days. Otherwise, the daily limit is $1,000.

How are mobile deposits approved? ›

You'll be requested to provide a photo of the front of the check and then, after it's endorsed, a photo of the back of the check. It's essential that the digital images captured are crisp and legible, as any discrepancies can impede the verification process, consequently delaying the deposit.

What is the maximum mobile deposit for Mission Federal Credit Union? ›

The maximum amount that you may deposit via Mobile Banking is $5,000/day. At our sole discretion, we may allow transactions exceeding these limits or decrease your mobile deposit limit without advance notice to you.

Can I mobile deposit a federal check? ›

The following items are eligible for mobile deposit: Personal checks. Business checks. Government/treasury checks.

How instant is mobile check deposit? ›

Mobile deposits can take varying amounts of time to clear, depending on several factors including each party's financial institution, account histories and account types. Funds are usually available shortly after deposit but may sometimes take several business days to clear.

How fast is current mobile check deposit? ›

Mobile deposits normally process in 1-2 business days, but some issues can prolong the process.

How long does FCCU mobile deposit take? ›

Typically, the first $225 of a deposit will be released to your account the first business day following the date of deposit (as stamped by our core processor) with the remaining funds being released to the account on the second business day.

How much is the transfer fee for Centris? ›

Today, there is a $5.00 Transfer Fee (Overdraft Protection) associated with transactions where Centris automatically transfers from a savings, money market, line of credit or separate checking account to cover an item or transaction that may be presented for more than your available balance.

Can you deposit money at an ATM Centris Federal credit union? ›

You may use your card and personal identification number (PIN) in ATMs of the Credit Union, PLUS, and STAR networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your card to: - Make deposits to your savings and checking accounts.

Does Zelle recognize credit unions? ›

Works with most credit union and banking apps. More and more credit unions and banks are participating in the Zelle® app platform.

What is the mobile deposit limit for credit union one? ›

For a member's account in good standing, as solely determined by us: Tier 1: That has been open less than 180 days, a per item limit of $2,500 and a total daily limit of $2,500 applies. Tier 2: That has been open for more than 181 days, a per item limit of $5,000 and a total daily limit of $5,000 applies.

What is maximum deposit limit? ›

There is no limit to the cash you can deposit and it's not illegal to do so. The bank is required by law to report your deposits to the IRS, in order to keep a record of your deposits and also make sure there are no money laundering activities involved.

What is the mobile deposit limit for L&N Federal Credit Union? ›

Are there limits on the amount I can deposit? Yes. Members under the age of 18 can deposit up to $500 per day, $800 per week, and $2,000 per month. Members age 18 and up can deposit up to $10,000 per day, $20,000 per week, and $50,000 per month.

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